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Helping Clients
          Our Presence  Highlights  World is  Transition to  There is  Strategic  Accomplishing  Transitioning  Climate  Accelerating  Water Use &  Cultivating  use Structured  GRI  GHG  List of
            Across  and Progress  Influencing  Climate- aligned  Always a  through  to Climate  Positive  Waste  Culture of         Assurance                43
           the Globe  on Goals  Our Journey  World  Better Way  Framework  Actions  Aligned Business  Commitments  Change  Management  Shared Value  Environmental Data  Index  Statement  Abbreviations
                                                                                                                     for Risk Aversion


         Helping Clients use Structured




         Environmental Data for Risk Aversion








                                                                                           Property Underwriting for Extreme Weather


                                                                                           Insurers have massive                and severity of natural
                                                                                           databases from simulation            catastrophes is supported by
                                                                                           models and satellites when it        any number of internal findings
                                                                                           comes to weather and climate.        and external reports by
                                                                                           The problem is figuring out how      agencies like NICB, which have
                                                                                           to use them to their full            highlighted the 2% increase in
                                                                                           potential. While the existence of    hail claims from 2018 through
                                                                                           climate change may still be a        2020. While that may not seem
                                                                                           point of contention in the U.S.      significant at first glance,
                                                                                           public, there appears to be a        consider that damage from
                                                                                           consensus among property and         wind and hail alone account for
                                                                                           casualty (P&C) insurers that,        roughly 43% of all property
                                                                                           not only does it exist, but it is a   claims and that the NOAA’s
                                                                                           problem that needs to be             National Centers for
                                                                                           addressed.                           Environmental Information
                                                                                                                                highlights a 95%
                                                                                           The lack of predictability of        decade-on-decade increase in
                                                                                           extreme local weather events         U.S billion-dollar disasters.
          In 2021, taking opportunity of work from home                                    and the increasing frequency
          arrangements, we created a series of campaigns

          for our workforce that can understand and
          appreciate green culture in an organization.
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